Sam is a millennial who’s gone through hell and back financially. After high school he went down a rabbit hole and his credit suffered because of it. He sent to collections on multiple occasions, was almost kicked out of if student housing several times, and a crap load of other terrible things at a young age. But instead of conceding defeat, and getting trapped in the endless cycle of debt, he pulled himself up by his bootstraps, and changed his life forever. And now, he’s ready to share EVERYTHING he’s learned along the way.

How To Be Financial AF is a funny, easy-to-read book, with the fundamental parts of finance. It has real-life advice, examples, and actionable tips we need to survive and strive financially.

This book is volume 1 of the Financial AF series, and it will cover how to:

Budget like a boss

Build credit history that lasts

Manage credit cards effectively

Actual understand taxes

Minimize your tax burden

And more!

Even more applicable is the detailed guide on how to get out of debt for good. For those of you struggling, or totally new to personal finance game, this book is the perfect place to start. Buy it for yourself, a high school or college graduate, or a loved one struggling with money.

“In this world, either you get educated, or you get screwed. The choice is yours.”