Taking out a mortgage to purchase real estate is a huge decision, one that could affect your family's finances for years to come. This easy-to-follow guide explains how to secure the best and lowest-cost mortgage for your unique situation. Whether you select a 15- or 30-year mortgage, you'll get all the tips and tricks you need to pay it off faster—shortening your payment schedule and saving your hard-earned cash.

• Fine-tune your finances
• Qualify for a mortgage
• Secure the best loan
• Find your best lender
• Refinance your mortgage
• Pay down your loan quicker
• Must-knows about foreclosure
• Top mortgage no-nos