Do you know what the Bible means by the terms "saved" and "salvation"? Have you been saved in the past from sin's penalty? Are you being saved in the present from sin's power? And do you know with certainty that you will be saved in the future from sin's very presence? SALVATION IN THREE TIME ZONES explains why God's free gift of salvation is one of the most wonderful and vital subjects in the entire Bible and why distinguishing between the three tenses of salvation is essential for every believer's personal assurance, spiritual growth, and correct and consistent interpretation of God's Word. This practical study shows from the Bible that God's grace guarantees the believer in Christ a past and future salvation, while also providing all that is necessary for salvation in the present. Many difficult passages dealing with salvation are explained and clarified. Three chapters at the end of the book cover "test passages" to determine which type and tense of salvation is being referred to (Matthew 24:13; 1 Corinthians 3:15; and James 2:14-26).